SoFi: Bank, Invest & Crypto

SoFi APK is a free finance app for Android by Social Finance, LLC. Meet SoFi Coach: your smart, AI-powered personal finance guide. On this page you can get the latest version 3.119.0, read what it offers and follow a simple install guide.

What Is SoFi APK?

SoFi belongs to the Finance category and is built by Social Finance, LLC. It has already reached 5,000,000+ installs on Google Play with an average rating of 3.7/5 from 54,188 ratings, which shows how many people rely on it every day.

Why do 15.8M members love SoFi? Bank, invest, and own crypto all in one app, now with SoFi Coach, your free AI-driven financial guide.

SOFI COACH: AI-DRIVEN FINANCIAL GUIDE Chat with Coach for personalized financial insights, powered by SoFi Financial Planners.

Downloading the SoFi APK file lets you install the app directly, update it on your own schedule and keep a backup of the version that works best on your phone.

Key Features of SoFi APK

• AI-driven analysis of your spending, budget, credit score, and debt.
• Open a bank account with no account, service, or maintenance fees and no minimum balance required.
• Mobile banking app to send money, transfer funds, pay bills, and manage your finances.
• Savings Vaults help you organize your emergency fund and savings goals in one place.
• Instant transfers between checking and savings with no fees.
• First national chartered bank where individuals can buy, sell, and hold cryptocurrency.

SoFi App Information

How to Download and Install SoFi APK

1. Scroll to the download button on this page and tap it to save the SoFi APK file.
2. Open Settings on your phone and allow installs from your browser or file manager when asked.
3. Open the downloaded file and tap Install.
4. Wait a few seconds, then tap Open to start SoFi.
5. Switch the unknown-sources permission back off to keep your phone protected.

What’s New in SoFi 3.119.0

We've made a bunch of bug fixes and improvements to help get your money right. It all adds up. Something else you'd like to see? Tell us more at mobilesupport@sofi.com. The listing was last updated on October 30, 2026.

Tips for the Best Experience with SoFi

• Keep at least 500 MB of free storage so SoFi can install and update smoothly.
• Use a stable Wi-Fi connection when you download the file or open the app for the first time.
• Grant only the permissions that SoFi really needs and review them from time to time.
• Restart your phone after a big update if the app feels slow or freezes.

Device compatibility

SoFi works on phones and tablets running Android 8.0 or higher. Older devices may run it a little slower, so close background apps if you notice lag.

Is SoFi APK Safe to Use?

SoFi is the same app that is published on the official Google Play listing. Always download from a source you trust, keep your phone updated and scan files with a security app if you are unsure.

Looking for something similar? Browse our Finance apps or discover more free Android apps.

SoFi FAQ: Common Questions Answered

Is SoFi APK free to download?

Yes. SoFi is free to download and use. Some features may offer optional in-app purchases.

What is the latest version of SoFi?

The latest version listed here is 3.119.0. It was last updated on October 30, 2026.

Which Android version does SoFi need?

SoFi needs Android 8.0 or newer to run properly.

How do I update SoFi?

Come back to this page for the newest file, download it and install it over the old version. Your data stays in place.

Final Thoughts on SoFi

If you want a reliable finance app, SoFi APK is worth installing. Use the button above to get version 3.119.0 and enjoy everything SoFi has to offer.

 

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